Time to Protect Those Who Matter Most

Leland Ratcliffe
Time to Protect Those Who Matter Most

Leland Ratcliffe
Final Expense
Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These policies are designed to ensure all funeral and other end-of-life expenses are covered.
Mortgage Protection
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. In the event of a death, the mortgage will be paid in full, so your family can keep the house
Indexed Universal Life
This type of permanent policy allows the insured to accumulate cash value in addition to their death benefit. It can be set up to help supplement your retirement plan.
Fixed Indexed Annuities
This is a safe way to participate in the market's gains while avoiding potential losses and securing your retirement.
What You’ll Get During This Free Consultation
During your call, you will be able to sit with a licensed professional who will be able to shop around the top carriers to find you not only the best coverage for your current situation but also at the best price available. No two people are the same, and neither should your coverage. Let Leland help you to find your best options available.

About Leland Ratcliffe
Leland Ratcliffe is a licensed insurance and financial professional with over 10 years of experience helping individuals and families protect what matters most. He specializes in life insurance, Medicare, health coverage, annuities, and retirement planning. Leland takes a personalized, client-first approach—focusing on clear communication, practical guidance, and long-term relationships built on trust.
Outside of work, Leland enjoys attending sports events, hiking, and sharing good meals with loved ones—especially his wife, who’s his favorite dinner date and adventure partner.



















What Are You Waiting For? Let’s Get Protection In Place!